Person to person giving that keeps on growing

A foundation established to provide funding for micro‑loans to vulnerable women

Established in 2001, Prosperity Rings is a non-profit, 501(c)(3) charitable foundation formed to grant funds to be used for enabling vulnerable women to establish small enterprises as a means of support for their families.

Through accredited on-site micro-lending partner organizations in India — currently SRIA and SHWET which we screened and selected — we link donors to borrowers to enable donor measurement of personal and community progress. The process is accomplished through out on-site facilitating agencies which:

  • recruit and train borrowers
  • mentor business plan creation
  • distribute loans to qualified borrowers
  • help them form groups that are accountable for each other’s loans
  • meet with groups of borrowers to collect on loans and reloan the funds
  • keep records and present required reports
  • provide guidance for women and families to be safe, healthy, educated, and happy

Repayment generates funds for reinvestment

The repayment with interest generates funds that can be reinvested as second and third loans and used to start other women on their journey toward sustainable prosperity. Thus, your contribution keeps on growing. We now encourage the borrowers to use part of their loan to pay for training in creating products and/or services that will lead to more lucrative and sustainable enterprises.

Entire communities benefit from improvement projects

The entire community benefits from improvement projects brought about by the borrowers who become newly confident and capable leaders. You, as a donor, are welcome to accompany us on our annual monitoring visit to our borrowers in India.

Ours is a person-to-person mission

Ours is a person-to-person mission. We know which severely poor women in India receive our funds and what business enterprise each is developing to sustain her family.

As of January 2015, Prosperity Rings has made possible an estimated 22,213 loans to poor and vulnerable borrowers. — Nancy Pasternak

We want to keep you apprised of our borrowers’ successes. If you wish to receive news of our entrepreneurs  (2 or 3 emails per year), please subscribe to our list.



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